Rate Sheet

MULTI-FAMILY/SELF STORAGE

$1M-$7.5M

Max LTV	Fixed Term	Rate	Max Amort.
Purchase - 80% Refinance-80% Cash Out Refinance-75%	Floating	5.15%-7.3%	30
	5-year	5.30%-6.25%	30
	7-year	5.35%-6.25%	30
	10-year	5.35%-6.15%	30
	30-year ($1M+)	5.65%-6.55%	30

$7.5M and Above

Max LTV	Fixed Term	Rate	Max Amort.
Purchase-80% Refinance-80% Cash Out Refinance-75%	Floating	5.15%-6.25%	30
	5-year	5.25%-6.15%	30
	7-year	5.30%-6.10%	30
	10-year	5.35%-6.15%	30
	30-year	5.45%-6.55%	30

Special Products

Program	Fixed Term	Rate	Max Amort.
Rehab/ Bridge (80% LTC / 100% Cap Ex)	1-3 Years	5.35%-12%	Interest-Only

NNN/RETAIL/OFFICE/INDUSTIAL

$500,000 - $1.5M

Max LTV	Fixed Term	Rate	Max Amort.
Purchase-75% Refinance-75% Cash Out Refinance-75%	5-year	5.50%-6.75%	30
	7-year	5.65%-6.30%	30
	10-year	5.60%-6.20%	30

$1M and Above

Max LTV	Fixed Term	Rate	Max Amort.
Purchase-80% Refinance-75% Cash Out Refinance-75%	5-year	5.45%-6.25%	30
	10-year	5.50%-6.20%	30
	15-20-25 year	5.8%-7.10%	30

OWNER-OCCUPIED/SBA/HOTEL/MOTEL

Conventional and Govt. Programs

Max LTV	Fixed Term	Rate	Max Amort.
SBA Purchase-90% SBA Refinance-75% Conventional Purchase-75% Conventional Refinance-75%	Floating	5.55%-7.00%	25
	3-year	5.60%-6.25%	25
	5-year	5.65%-6.30%	25