Rate Sheet

MULTI-FAMILY/SELF STORAGE

$1M-$7.5M

Max LTV	Fixed Term	Rate	Max Amort.
Purchase - 80% Refinance-80% Cash Out Refinance-75%	Floating	4.10%-7.5%	30
	5-year	4.5%-5.25%	30
	7-year	4.95%-5.45%	30
	10-year	4.95%-5.45%	30
	30-year ($1M+)	5.45%-5.95%	30

$7.5M and Above

Max LTV	Fixed Term	Rate	Max Amort.
Purchase-80% Refinance-80% Cash Out Refinance-75%	Floating	3.80%-5.25%	30
	5-year	4.30%-5.30%	30
	7-year	4.30%-5.30%	30
	10-year	4.50%-4.95%	30
	30-year	5.25%-5.75%	30

Special Products

Program	Fixed Term	Rate	Max Amort.
Rehab/ Bridge (80% LTC / 100% Cap Ex)	1-3 Years	4.5%-12%	Interest-Only

NNN/RETAIL/OFFICE/INDUSTIAL

$500,000 - $1.5M

Max LTV	Fixed Term	Rate	Max Amort.
Purchase-75% Refinance-75% Cash Out Refinance-75%	5-year	3.95%-4.75%	30
	7-year	3.95%-4.75%	30
	10-year	3.95%-4.75%	30

$1M and Above

Max LTV	Fixed Term	Rate	Max Amort.
Purchase-80% Refinance-75% Cash Out Refinance-75%	5-year	3.95%-4.75%	30
	10-year	3.95%-4.75%	30
	15-20-25 year	4.75%-5.50%	30

OWNER-OCCUPIED/SBA/HOTEL/MOTEL

Conventional and Govt. Programs

Max LTV	Fixed Term	Rate	Max Amort.
SBA Purchase-90% SBA Refinance-75% Conventional Purchase-75% Conventional Refinance-75%	Floating	3.99%-4.99%	25
	3-year	3.75%-4.75%	25
	5-year	3.85%-4.75%	25