Rate Sheet

MULTI-FAMILY/SELF STORAGE

$1M-$7.5M

Max LTV	Fixed Term	Rate	Max Amort.
Purchase - 80% Refinance-80% Cash Out Refinance-75%	Floating	3.48%-3.99%	30
	5-year	2.92%-3.31%	30
	7-year	3.08%-3.59%	30
	10-year	3.19%-3.58%	30
	30-year ($1M+)	3.34%-3.73%	30

$7.5M and Above

Max LTV	Fixed Term	Rate	Max Amort.
Purchase-80% Refinance-80% Cash Out Refinance-75%	Floating	3.40%-3.90%	30
	5-year	3.0%-3.35%	30
	7-year	3.0%-3.35%	30
	10-year	2.95%-3.30%	30
	30-year	3.10%-3.45%	30

Special Products

Program	Fixed Term	Rate	Max Amort.
Rehab/ Bridge (80% LTC / 100% Cap Ex)	1-3 Years	4.5%-12%	Interest-Only

NNN/RETAIL/OFFICE/INDUSTIAL

$500,000 - $1.5M

Max LTV	Fixed Term	Rate	Max Amort.
Purchase-75% Refinance-75% Cash Out Refinance-75%	5-year	3.65%-4.75%	30
	7-year	3.75%-4.75%	30
	10-year	3.85%-4.75%	30

$1M and Above

Max LTV	Fixed Term	Rate	Max Amort.
Purchase-80% Refinance-75% Cash Out Refinance-75%	5-year	3.25%-4.25%	30
	10-year	3.50%-4.50%	30
	15-20-25 year	3.15%-3.75%	30

OWNER-OCCUPIED/SBA/HOTEL/MOTEL

Conventional and Govt. Programs

Max LTV	Fixed Term	Rate	Max Amort.
SBA Purchase-90% SBA Refinance-75% Conventional Purchase-75% Conventional Refinance-75%	Floating	3.99%-4.99%	25
	3-year	3.75%-4.75%	25
	5-year	3.85%-4.75%	25